WHEN WAS THE LAST TIME YOU CHECKED??

Your credit report! I worked in finance for many years and unfortunately I’ve heard a fair share of stories about identify theft. The FTC has reported that as many as 9 million Americans have had their identities stolen each year. I remember a young lady told me that she didn’t check her credit report for 2 years and when she finally got around to doing so, she found out that someone one had stolen her identity and had 3 credit cards issued in her name- THAT’S SCARY! Checking your credit report on a regular basis is extremely important along with thoroughly checking monthly credit card statements.

www.annualcreditreport.com (1.877.322.8228) is the only authorized online source for you to obtain a free annual credit report under federal law. Please, please beware of other sites that may look and sound similar to www.annualcreditreport.com

Tips to remember:

1. Never give out your credit card number to get a FREE credit report.
2. Spread It Out! Go to annualcreditreport.com and request ONE credit report, four months later get your second report and four months after that request your third report. Example, you get your free TransUnion report today, in July request your free Equifax report and then in November get your free Experian credit report.

Checking your credit card bills every month and checking your credit report every 4 months helps safeguard your credit and your finances.

Savvy Girl